The Law Offices of Daniel M. Katzner, P.C.

         A Full Service General Practice Law Firm
      Specializing in  Chapters 7 & 13 Bankruptcies           

We are a local Bronx law firm focused on providing affordable solutions to our clients.   We  offer  FREE CONSULTATIONS on all matters  and  have the  experience  and  knowledge  to  advise  you  on  all  aspects  of  your  bankruptcy case.  Please call anytime to speak with a bankruptcy lawyer to  see  how we can help you.  We can often quote  you a fee immediately when you call after just a few simple questions.  Our Chapter 7 fees are  among the lowest in the Bronx and we offer flexible payment plans for all matters.  We have successfully represented clients in Chapter 7 & Chapter 13 Bankruptcy Proceedings in the Bronx, Westchester, Manhattan, Brooklyn, Queens and Long Island.

MOST  PEOPLE  STILL  QUALIFY  FOR  BANKRUPTCY!   Many  people believe  that the  recent changes in the law have eliminated the ability to  file Bankruptcy,  when  the  fact  of  the matter is  that  most people  still  qualify. 

CHAPTER  7  BANKRUPTCY  is  an  affordable  solution  to  people  with limited  income  or  resources.     It  can  eliminate  your  obligation  for large amounts of  debt  and,  in  many  cases, you will not  have  to  give up  any  of  your property to file.   This  exempt  property  will generally  include  up  to  $2,500.00  in  cash, $5,000.00 in furniture,  clothing and  other  basic  items, investments in  pension  plans,  an  automobile  and even equity in your home.  Chapter 7 Bankruptcy   is   designed  to  give  people  a  fresh  start  when  they  are struggling to keep current on bills and is a means to put an immediate end to  harassing  phone  calls, legal action  and  garnishment  by  creditors.    We  welcome  the  opportunity to discuss your specific situation and determine if a Chapter 7 Bankruptcy is right for you. 

CHAPTER 13 BANKRUPTCY  allows  people who have  significant income or  assets  to  restructure  their  debt  in a  way  that  will  allow  them  to pay  back  some  or  all of  their liabilities  in monthly installments over  a  set  period  of  time. A  Chapter  13  Bankruptcy  Plan  can  be worked out  that  will  provide you  with  fixed  payments  for  three or five years with  no  more  interest  or penalties.  This  can  be  used  to  either eliminate  some  of  your  debt or to  allow you  to  catch up when you are late  on mortgage payments or  other secured loans. Chapter 13 is also an option for people who  wish  to  pay back all of their debt, but who need a structured payment plan to do so. 

LOSS MITIGATION:  Loss  Mitigation  is  a new bankruptcy  procedure in the  Southern  District  of  New  York  that  can  assist  homeowners  who are  struggling   with   one   or  more  mortgages  on  their  home.    The procedure  basically  requires  lenders to negotiate  with  individuals who  have  filed  a  Chapter 13 bankruptcy proceeding  and  attempt  to  reach  an   agreement   that   will   prevent  a  foreclosure  on  the  home.  In situations where a foreclosure is inevitable, loss mitigation can also reduce the  cost  and difficulty in  surrendering  a property and thereby reduce or eliminate any deficiency owed to the lender.   We  have  experience  with  these  new  Loss  Mitigation procedures and would be more than willing to explain how this process can potentially help you. 

We  also  provide  MANY  OTHER  LEGAL  SERVICES  that  may  or may not be related  to  your  bankruptcy  issues.   We  also  specialize  in  all types of Real Estate Transactions  throughout  New York  City  and  Long  Island,  routinely   prepare  Last  Will  &  Testaments  and  other  estate  planning  documents for our clients, represent  clients  in  contested and uncontested  Divorces  and  have  extensive  experience in Income  Tax issues.   Please  see our Practice Areas for a complete list of services we offer.