The Law Offices of Daniel M. Katzner, P.C.

    A Full Service General Practice Law Firm                             Specializing in Chapters 7 & 13 Bankruptcies           

We are a local  Bronx law firm  focused  on  providing  affordable  solutions to our clients.  We offer FREE CONSULTATIONS  on  all  matters and  have the experience  and  knowledge  to advise you on all aspects of your bankruptcy  case.  Please call anytime to  speak with  a  bankruptcy lawyer to see  how we  can help  you.   We  can  often  quote  you a fee  immediately when you call after just a few simple questions.   Our Chapter 7 fees  are  among the lowest in the  Bronx and we offer flexible payment plans for all matters. We   have   successfully   represented  clients  in  Chapter  7  &  Chapter  13 Bankruptcy  Proceedings  in  the Bronx, Westchester,  Manhattan,  Brooklyn,  Queens and Long Island.

MOST  PEOPLE  STILL  QUALIFY  FOR  BANKRUPTCY! Many people  believe  that  the  recent  changes  in  the  law  have  eliminated  the  ability  to file Bankruptcy,  when  the  fact  of  the matter is that most people still qualify. 

CHAPTER 7 BANKRUPTCY  is  an  affordable  solution to people  with  limited income or resources.   It  can  eliminate  your  obligation  for  large  amounts of debt and, in many  cases,  you  will  not  have  to  give  up  any  of  your property  to file.  This exempt property will generally include up to $2,500.00  in  cash, $5,000.00 in furniture, clothing and other  basic items, investments in pension plans, an  automobile  and  even equity in  your home.  Chapter  7 Bankruptcy   is   designed   to  give  people  a  fresh  start  when  they  are  struggling to keep current on bills and is a means to put  an immediate end to harrassing   phone  calls,  legal  action  and  garnishment  by  creditors.  We  welcome the opportunity to discuss your specific situation and determine if a Chapter 7  Bankruptcy is right  for  you. 

CHAPTER 13 BANKRUPTCY allows people  who  have  significant  income  or assets to restructure their debt in  a  way  that  will  allow them to pay back some  or  all  of  their  liabilities  in  monthly installments over a set period of  time.   A Chapter 13 Bankruptcy Plan  can  be worked out that will provide you with fixed payments for three or five  years  with  no  more  interest or penalties.  This can  be  used  to  either  eliminate  some of your debt or to  allow you  to  catch   up  when you are late on mortgage payments or  other secured loans. Chapter 13 is also an option for people who wish to pay back all of their debt, but who need a structured payment plan  to  do so. 

LOSS MITIGATION:  Loss Mitigation is a  new  bankruptcy  procedure  in  the Southern District of New York that can assist homeowners who are struggling with  one or more mortgages on their home. The procedure basically  requires lenders to negotiate with individuals who have filed a Chapter 13  bankruptcy proceeding   and   attempt   to   reach  an  agreement  that   will  prevent  a foreclosure  on the home.  In situations where a foreclosure is inevitable, loss mitigation  can  also  reduce the cost and difficulty in surrendering a property and thereby reduce or eliminate any deficiency owed to the lender.  We have experience with these new Loss Mitigation  procedures  and  would  be  more than willing to explain how this process can potentially help you. 

We also provide MANY OTHER LEGAL SERVICES  that  may or  may  not  be related   to  your  bankruptcy  issues.  We also specialize in all types of Real Estate Transactions  throughout New York  City  and  Long  Island,  routinely prepare Last Will & Testaments and other estate  planning documents for our clients, represent clients in   contested  and  uncontested Divorces and have extensive experience in Income Tax issues. Please see our Practice Areas for     a complete list of services we offer.